ALTERNATIVE LENDING SIMPLIFIED

From coast to coast, we connect brokers with the mortgages their clients need. Access our simplified pricing grid now to help your client choose an ideal alternative mortgage solution.

PRODUCT OVERVIEW

What we work with

🏠 Property Type: Residential Only

📍 Lending Areas: BC, AB, ON, NS, QC

⏳ Amortization: Interest-only or up to 40 years

📊 Max LTV: 65% or up to 75% in BC & AB

💳 Beacon: 575+ with no existing mortgage arrears

🚀 Turnaround Time: Commitments in 24–48 hours

KEY ADVANTAGES

Why Neighbourhood?

Flexible Income Qualification
No maximum GDS/TDS. Common-sense approvals.

Self-Declared Income Lender
Ideal for business owners and self-employed clients.

Strong Rental Program
100% Rental Offset for Subject and Non-Subject Properties.

Agile Underwriting Team
Our team has funded thousands of deals.

Flexible Payments
We allow Interest-only payments and amortization of up to 40 years.

QUICK ANSWERS

Frequently asked questions

  • Our maximum LTV is 65%. Need a higher LTV? Contact our sales team at connect@neighbourhoodholdings.com. They can put you in touch with one of our bundle partners who can lend up to 80%.

  • We offer 2nd mortgages exclusively in BC. Reach out to discuss deal scenarios and eligibility.

  • We lend in BC, AB, ON, QC and NS, in major urban centres, and non-rural bedroom communities that are within 50km of a city with a population of 100,000 or more. If you would like to confirm exactly where we lend, enter the postal code of the property into our chatbot.

  • We will finance residential homes, detached, semi-detached, condo, townhomes, multi-units up to 3 (4 in QC).

  • We will not finance these types of properties: commercial, semi-commercial, vacant land, construction, big acreage (>5), mobile homes, lease land, self built, ALR land, condo indivise (coop).

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Neighbourhood Holdings is licensed as a Mortgage Administrator (NS #2024-3000660, ON #13679), Lender (NS #2024-3000354), and Brokerage (ON #13753)
440-355 Burrard St.
Vancouver, BC V6C 2G8
Canada
© Neighbourhood Holdings 2025